
  #scDesSection {
    --bg: #F6F6FA;
    box-sizing: border-box;
    display: block; width: 100%;
    padding: clamp(24px, 5vw, 72px) clamp(12px, 3vw, 40px);
    background: var(--bg);
  }
  #scDesSection * { box-sizing: border-box; }

  #scDes {
    --bg: #F6F6FA;
    --navy: #051945;
    --ink: #1b2547;
    --ink-2: #46527a;
    --muted: #5f6a85;
    --accent: #3a5a9a;
    --accent-2: #4fd1c5;
    --red: #ff1515;
    --tint: #eef1fa;
    --line: #e6eaf5;

    display: grid;
    grid-template-columns: minmax(0, 1fr) 300px;
    width: 100%; max-width: 1120px;
    height: min(720px, 88vh);
    margin: 0 auto;
    background: #fff;
    border-radius: 28px;
    overflow: hidden;
    font-family: 'Manrope', -apple-system, Arial, sans-serif;
    box-shadow: 0 14px 40px rgba(5, 25, 69, .16);
  }
  #scDes *, #scDes *::before, #scDes *::after { box-sizing: border-box; font-family: inherit; }
  #scDes button { border: none; background: none; color: inherit; cursor: pointer; }
  #scDes a { text-decoration: none; color: inherit; }
  #scDes svg { display: block; }
  #scDes :focus-visible { outline: 2px solid var(--accent); outline-offset: 3px; border-radius: 10px; }

  #scDes .sc-main { display: flex; flex-direction: column; min-width: 0; min-height: 0; }

   
  #scDes .sc-head { flex: 0 0 auto; padding: clamp(24px, 3vw, 38px) clamp(24px, 3.2vw, 44px) 0; }
  #scDes .sc-eyebrow-row {
    display: flex; align-items: center; justify-content: space-between; gap: 12px;
    margin-bottom: 14px;
  }
  #scDes .sc-eyebrow {
    display: flex; align-items: center; gap: 9px; min-width: 0;
    color: var(--muted); font-size: 14px; font-weight: 700;
  }
  #scDes .sc-eyebrow svg { width: 18px; height: 18px; flex-shrink: 0; }
  #scDes .sc-frac {
    flex-shrink: 0; padding: 5px 12px; border-radius: 999px;
    background: var(--tint); color: var(--accent); font-size: 13.5px; font-weight: 800;
  }
  #scDes .sc-track { height: 7px; border-radius: 999px; background: #eceef7; overflow: hidden; }
  #scDes .sc-fill {
    height: 100%; border-radius: 999px;
    background: linear-gradient(90deg, var(--accent), var(--accent-2));
    transition: width .45s cubic-bezier(.4, 0, .2, 1);
  }

   
  #scDes .sc-scroll {
    flex: 1 1 auto; min-height: 0; overflow-y: auto;
    padding: clamp(18px, 2.4vw, 28px) clamp(24px, 3.2vw, 44px) 8px;
    -webkit-overflow-scrolling: touch; scrollbar-width: thin;
  }
  #scDes .sc-scroll::-webkit-scrollbar { width: 8px; }
  #scDes .sc-scroll::-webkit-scrollbar-thumb { background: #dfe4f0; border-radius: 999px; }

  #scDes .sc-question {
    margin: 0 0 6px;
    color: var(--navy); font-size: clamp(21px, 2.4vw, 30px); font-weight: 800;
    line-height: 1.18; letter-spacing: -.02em;
  }
  #scDes .sc-hint {
    margin: 0 0 20px;
    color: var(--muted); font-size: clamp(13.5px, 1.1vw, 15.5px); font-weight: 500; line-height: 1.45;
  }

   
  #scDes .sc-opts { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 9px; }
  #scDes .sc-opts--wide { grid-template-columns: minmax(0, 1fr); }

  #scDes .sc-opt {
    position: relative; overflow: hidden;
    display: flex; align-items: center; gap: 13px;
    width: 100%; min-height: 62px;
    padding: 14px 16px;
    border: 2px solid #eceef7; border-radius: 14px;
    text-align: left;
    transition: border-color .18s ease, background .18s ease, transform .14s ease;
  }
  #scDes .sc-opt:hover { border-color: #cfdbf2; background: var(--bg); }
  #scDes .sc-opt:active { transform: scale(.99); }
  #scDes .sc-opt.selected { background: var(--tint); border-color: var(--accent); }

  #scDes .sc-dot {
    display: flex; align-items: center; justify-content: center;
    width: 24px; height: 24px; flex-shrink: 0;
    border: 2.5px solid #c9d5ef; border-radius: 50%; color: #fff;
    transition: border-color .2s ease, background .2s ease;
  }
  #scDes .sc-opt.selected .sc-dot { border-color: var(--accent); background: var(--accent); }
  #scDes .sc-dot svg { width: 13px; height: 13px; opacity: 0; transform: scale(.5); transition: opacity .2s ease, transform .2s ease; }
  #scDes .sc-opt.selected .sc-dot svg { opacity: 1; transform: scale(1); }

  #scDes .sc-opt-txt { min-width: 0; display: flex; flex-direction: column; gap: 2px; }
  #scDes .sc-opt-name { color: var(--ink); font-size: 15.5px; font-weight: 700; line-height: 1.28; }
  #scDes .sc-opt-sub { color: var(--muted); font-size: 15.5px; font-weight: 600; line-height: 1.3; }
  #scDes .sc-opt.selected .sc-opt-sub { color: var(--accent); }

   
  #scDes .sc-edge {
    position: absolute; top: 8px; right: 0; bottom: 8px;
    width: 4px; border-radius: 4px 0 0 4px;
    background: linear-gradient(180deg, var(--accent), var(--accent-2));
    transform: scaleY(0); transform-origin: center;
    transition: transform .28s cubic-bezier(.2, .8, .2, 1);
  }
  #scDes .sc-opt.selected .sc-edge { transform: scaleY(1); }
  #scDes .sc-opt.selected::after {
    content: ''; position: absolute; inset: 0; pointer-events: none;
    background: linear-gradient(270deg, rgba(58, 90, 154, .26) 0%, rgba(79, 209, 197, .16) 30%, transparent 70%);
    animation: scSweepscDes .62s cubic-bezier(.2, .8, .2, 1);
  }
  @keyframes scSweepscDes {
    0%   { opacity: 0; transform: translateX(60%); }
    35%  { opacity: 1; }
    100% { opacity: 0; transform: translateX(-10%); }
  }

   
  #scDes .sc-pills { display: flex; flex-direction: column; gap: 11px; }
  #scDes .sc-pill {
    position: relative; overflow: hidden;
    display: flex; align-items: center; justify-content: space-between; gap: 14px;
    width: 100%; min-height: 66px; padding: 18px 22px;
    border: 2px solid #eceef7; border-radius: 16px; background: #fff;
    color: var(--ink); font-size: clamp(15px, 1.4vw, 18px); font-weight: 800; text-align: left;
    transition: border-color .2s ease, background .2s ease, transform .14s ease, box-shadow .2s ease;
  }
  #scDes .sc-pill:hover { border-color: #cfdbf2; transform: translateY(-1px); }
  #scDes .sc-pill.selected {
    background: var(--tint); border-color: var(--accent);
    box-shadow: 0 10px 24px rgba(58, 90, 154, .16);
  }
  #scDes .sc-pill-check {
    display: flex; align-items: center; justify-content: center;
    width: 27px; height: 27px; flex-shrink: 0;
    border: 2.5px solid #c9d5ef; border-radius: 50%; color: #fff;
    transition: border-color .2s ease, background .2s ease;
  }
  #scDes .sc-pill.selected .sc-pill-check { border-color: var(--accent); background: var(--accent); }
  #scDes .sc-pill-check svg { width: 15px; height: 15px; opacity: 0; transform: scale(.5); transition: opacity .2s ease, transform .2s ease; }
  #scDes .sc-pill.selected .sc-pill-check svg { opacity: 1; transform: scale(1); }
  #scDes .sc-pill .sc-edge { top: 10px; bottom: 10px; }
  #scDes .sc-pill.selected .sc-edge { transform: scaleY(1); }
  #scDes .sc-pill.selected::after {
    content: ''; position: absolute; inset: 0; pointer-events: none;
    background: linear-gradient(270deg, rgba(58, 90, 154, .26) 0%, rgba(79, 209, 197, .16) 30%, transparent 70%);
    animation: scSweepscDes .62s cubic-bezier(.2, .8, .2, 1);
  }

   
  #scDes .sc-footer {
    flex: 0 0 auto;
    padding: clamp(16px, 2vw, 24px) clamp(24px, 3.2vw, 44px) clamp(20px, 2.4vw, 30px);
    border-top: 1px solid #eef0f6; background: #fff;
  }
  #scDes .sc-btn-row { display: flex; gap: 12px; }
  #scDes .sc-btn {
    flex: 1 1 auto; min-height: 56px;
    display: flex; align-items: center; justify-content: center;
    padding: 15px 24px; border-radius: 15px;
    font-size: 16px; font-weight: 800;
    transition: transform .12s ease, opacity .2s ease, box-shadow .2s ease, background .2s ease;
  }
  #scDes .sc-btn:active { transform: scale(.98); }
  #scDes .sc-btn:disabled { opacity: .4; cursor: not-allowed; }
  #scDes .sc-btn-primary { background: var(--accent); color: #fff; box-shadow: 0 12px 26px rgba(58, 90, 154, .3); }
  #scDes .sc-btn-primary:not(:disabled):hover { background: #324e87; }
  #scDes .sc-btn-secondary { background: var(--bg); color: #263c52; }
  #scDes .sc-btn-secondary:hover { background: #ebeef7; }
  #scDes .sc-btn-row:not(.single) .sc-btn-secondary { flex: 0 0 auto; width: clamp(110px, 24%, 150px); }
   
  #scDes .sc-btn-cta {
    position: relative; overflow: hidden; isolation: isolate;
    background: linear-gradient(100deg, #ff8a3d, #ffb648 55%, #ff8a3d);
    color: #1a0f00;
  }
  #scDes .sc-btn-cta:hover { box-shadow: 0 14px 30px rgba(255, 138, 61, .38); }
  #scDes .sc-btn-shine {
    position: absolute; top: 0; left: -60%; width: 45%; height: 100%;
    background: linear-gradient(100deg, transparent, rgba(255,255,255,.75), transparent);
    transform: skewX(-20deg);
    animation: scShinescDes 3.4s ease-in-out infinite;
    z-index: -1;
  }
  @keyframes scShinescDes { 0% { left: -60%; } 36% { left: 140%; } 100% { left: 140%; } }

   
  #scDes .sc-aside {
    display: flex; flex-direction: column; gap: 10px;
    padding: clamp(24px, 3vw, 38px) 22px;
    border-left: 1px solid var(--line);
    background: var(--bg);
    overflow-y: auto;
  }
  #scDes .sc-aside-card {
    padding: 18px 18px 16px; border-radius: 18px;
    background: linear-gradient(150deg, #0f1c4a, #22306e);
    color: #fff;
  }
  #scDes .sc-aside-sum {
    font-size: 26px; font-weight: 800; line-height: 1.05; letter-spacing: -.03em;
    transition: opacity .3s ease;
  }
  #scDes .sc-aside-cap { margin-top: 6px; font-size: 12.5px; font-weight: 600; color: rgba(255,255,255,.7); }
  #scDes .sc-aside-title {
    margin: 14px 0 2px; padding-left: 4px;
    color: #646f8b; font-size: 11px; font-weight: 800;
    letter-spacing: .08em; text-transform: uppercase;
  }

  #scDes .sc-step {
    position: relative; overflow: hidden;
    display: flex; align-items: flex-start; gap: 11px;
    padding: 13px 14px;
    border: 1.5px solid transparent; border-radius: 14px;
    background: #fff; text-align: left; width: 100%;
    transition: border-color .2s ease, background .2s ease, box-shadow .2s ease;
  }
  #scDes .sc-step:disabled { cursor: default; }
  #scDes .sc-step-mark {
    display: flex; align-items: center; justify-content: center;
    width: 22px; height: 22px; flex-shrink: 0; margin-top: 1px;
    border: 2px solid #d3dcef; border-radius: 50%;
    color: #b3bdd2; font-size: 11px; font-weight: 800;
  }
  #scDes .sc-step-mark svg { width: 12px; height: 12px; }
  #scDes .sc-step-txt { min-width: 0; display: flex; flex-direction: column; gap: 3px; }
  #scDes .sc-step-name { color: var(--ink-2); font-size: 14px; font-weight: 700; line-height: 1.25; }
  #scDes .sc-step-ans {
    color: var(--muted); font-size: 12px; font-weight: 600; line-height: 1.3;
    display: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden;
  }
  #scDes .sc-step.is-done .sc-step-mark { border-color: var(--accent); background: var(--accent); color: #fff; }
  #scDes .sc-step.is-done .sc-step-name { color: var(--ink); }
  #scDes .sc-step.is-done:hover { border-color: #cfdbf2; }
  #scDes .sc-step.is-now {
    background: var(--tint); border-color: var(--accent);
    box-shadow: 0 8px 20px rgba(58, 90, 154, .12);
  }
  #scDes .sc-step.is-now .sc-step-name { color: var(--navy); font-weight: 800; }
  #scDes .sc-step.is-now .sc-step-mark { border-color: var(--accent); color: var(--accent); }
  #scDes .sc-step.is-now .sc-edge { transform: scaleY(1); }
  #scDes .sc-step.is-now::after {
    content: ''; position: absolute; inset: 0; pointer-events: none;
    background: linear-gradient(270deg, rgba(58, 90, 154, .22), transparent 65%);
    animation: scPulsescDes 2.6s ease-in-out infinite;
  }
  @keyframes scPulsescDes { 0%, 100% { opacity: .25; } 50% { opacity: .85; } }

  #scDes .sc-aside-help {
    margin-top: auto; padding: 14px 15px;
    border: 1px dashed #d6deef; border-radius: 14px;
    color: var(--muted); font-size: 12.5px; font-weight: 600; line-height: 1.45;
  }
  #scDes .sc-aside-help a { color: var(--accent); font-weight: 800; }

  #scDes .sc-enter { animation: scInscDes .34s cubic-bezier(.2, .8, .2, 1); }
  @keyframes scInscDes { from { opacity: 0; transform: translateX(20px); } to { opacity: 1; transform: none; } }

   
  #scDes .sc-res { display: flex; flex-direction: column; gap: clamp(14px, 1.6vw, 20px); }
  #scDes .sc-res-top {
    display: flex; align-items: center; gap: clamp(18px, 2.4vw, 34px);
    padding: clamp(18px, 2.2vw, 28px);
    border: 1px solid var(--line); border-radius: 20px;
    background: var(--bg);
  }
  #scDes .sc-gauge { position: relative; width: clamp(130px, 13vw, 168px); height: clamp(130px, 13vw, 168px); flex-shrink: 0; }
  #scDes .sc-gauge svg { width: 100%; height: 100%; transform: rotate(-90deg); }
  #scDes .sc-gauge-bg { fill: none; stroke: #e2e8f6; stroke-width: 11; }
  #scDes .sc-gauge-fg { fill: none; stroke: var(--accent); stroke-width: 11; stroke-linecap: round; }
  #scDes .sc-gauge-c {
    position: absolute; inset: 0;
    display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center;
  }
  #scDes .sc-gauge-val {
    color: var(--navy); font-size: clamp(18px, 1.7vw, 23px); font-weight: 800;
    line-height: 1.1; letter-spacing: -.03em;
  }
  #scDes .sc-gauge-lab {
    margin-top: 3px; color: #646f8b; font-size: 10.5px; font-weight: 800;
    letter-spacing: .08em; text-transform: uppercase;
  }
  #scDes .sc-res-side { min-width: 0; display: flex; flex-direction: column; gap: 10px; }
  #scDes .sc-res-title {
    color: var(--navy); font-size: clamp(19px, 1.9vw, 26px); font-weight: 800;
    line-height: 1.15; letter-spacing: -.025em;
  }
  #scDes .sc-res-note { margin-top: -4px; font-size: 13px; font-weight: 500; color: var(--muted); line-height: 1.4; }
  #scDes .sc-legend { display: flex; flex-direction: column; gap: 7px; }
  #scDes .sc-leg {
    display: flex; align-items: center; gap: 9px;
    font-size: 13.5px; font-weight: 600; color: var(--ink-2);
  }
  #scDes .sc-leg b { color: var(--navy); font-weight: 800; }
  #scDes .sc-leg-dot { width: 10px; height: 10px; border-radius: 50%; flex-shrink: 0; }
  #scDes .sc-leg-dot--f { background: var(--accent); }
  #scDes .sc-leg-dot--o { background: #d7e0f0; }

  #scDes .sc-rows { display: flex; flex-direction: column; gap: 7px; }
  #scDes .sc-row {
    display: flex; align-items: center; justify-content: space-between; gap: 14px;
    padding: 14px 18px;
    border: 1px solid var(--line); border-radius: 14px; background: #fff;
    font-size: 14.5px; font-weight: 600; color: var(--ink-2);
  }
  #scDes .sc-row b { color: var(--navy); font-size: 16px; font-weight: 800; white-space: nowrap; }
  #scDes .sc-row--zero b { color: var(--red); }

  #scDes .sc-info {
    display: flex; flex-direction: column; gap: 8px;
    padding: 16px 18px; border-radius: 16px; background: var(--tint);
  }
  #scDes .sc-info p { margin: 0; font-size: 13px; font-weight: 500; line-height: 1.5; color: var(--ink-2); }
  #scDes .sc-info b { color: var(--navy); font-weight: 800; }
  #scDes .sc-note { font-size: 15.5px; font-weight: 500; line-height: 1.45; color: var(--muted); }
  #scDes .sc-row-note { margin: -3px 0 4px; padding: 0 4px; font-size: 15.5px; font-weight: 500; line-height: 1.4; color: var(--muted); }
  #scDes .sc-row-soft b { font-size: 13px; font-weight: 600; color: var(--muted); }

   
  @media (max-width: 1023px) {
    #scDes { grid-template-columns: minmax(0, 1fr); height: min(760px, 88vh); }
     
    #scDes .sc-aside {
      grid-row: 1; flex-direction: row; gap: 6px;
      padding: 14px 16px;
      border-left: none; border-bottom: 1px solid var(--line);
      overflow: visible;
    }
    #scDes .sc-aside-card, #scDes .sc-aside-title,
    #scDes .sc-aside-help, #scDes .sc-step-ans { display: none; }
    #scDes .sc-step {
      flex: 1 1 0; min-width: 0;
      flex-direction: column; align-items: center; gap: 6px;
      padding: 9px 6px; border-radius: 12px;
    }
    #scDes .sc-step-mark { margin-top: 0; width: 20px; height: 20px; }
    #scDes .sc-step-name { font-size: 11.5px; font-weight: 700; text-align: center; }
    #scDes .sc-step .sc-edge { display: none; }
    #scDes .sc-step.is-now::after { animation: none; opacity: .35; }
    #scDes .sc-opts { grid-template-columns: minmax(0, 1fr); }
    #scDes .sc-res-top { flex-direction: column; align-items: flex-start; }
  }

  @media (max-width: 767px) {
     
    #scDes { height: auto; border-radius: 20px; }
    #scDes .sc-scroll { overflow: visible; padding: 16px 16px 4px; }
    #scDes .sc-head { padding: 16px 16px 0; }
    #scDes .sc-eyebrow-row { margin-bottom: 11px; }
    #scDes .sc-eyebrow { font-size: 12.5px; }
    #scDes .sc-frac { font-size: 12px; padding: 4px 10px; }
    #scDes .sc-track { height: 6px; }

    #scDes .sc-question { font-size: 20px; line-height: 1.2; }
    #scDes .sc-hint { margin-bottom: 14px; font-size: 15.5px; }

    #scDes .sc-opts { gap: 7px; }
    #scDes .sc-opt { min-height: 54px; padding: 11px 13px; gap: 10px; border-width: 1.5px; border-radius: 12px; }
    #scDes .sc-opt-name { font-size: 14.5px; }
    #scDes .sc-opt-sub { font-size: 15.5px; }
    #scDes .sc-dot { width: 21px; height: 21px; border-width: 2px; }
    #scDes .sc-dot svg { width: 11px; height: 11px; }

    #scDes .sc-pills { gap: 8px; }
    #scDes .sc-pill { min-height: 56px; padding: 14px 16px; font-size: 15px; border-radius: 14px; border-width: 1.5px; }
    #scDes .sc-pill-check { width: 23px; height: 23px; }

    #scDes .sc-footer {
      position: sticky; bottom: 0; z-index: 2;
      padding: 12px 16px calc(12px + env(safe-area-inset-bottom, 0px));
      box-shadow: 0 -8px 20px rgba(5, 25, 69, .06);
    }
    #scDes .sc-btn { min-height: 50px; padding: 13px 18px; font-size: 15px; border-radius: 13px; }
    #scDes .sc-btn-row:not(.single) .sc-btn-secondary { width: auto; padding: 13px 16px; }

    #scDes .sc-aside { padding: 11px 12px; gap: 5px; }
    #scDes .sc-step { padding: 8px 4px; }
    #scDes .sc-step-name { font-size: 10.5px; }

    #scDes .sc-res-top { gap: 14px; padding: 16px; border-radius: 16px; }
    #scDes .sc-gauge { width: 120px; height: 120px; align-self: center; }
    #scDes .sc-res-title { font-size: 19px; }
    #scDes .sc-leg { font-size: 12.5px; }
    #scDes .sc-row { padding: 12px 14px; font-size: 13px; }
    #scDes .sc-row b { font-size: 14px; }
    #scDes .sc-info { padding: 13px 15px; }
    #scDes .sc-info p { font-size: 12px; }
    #scDes .sc-note { font-size: 15.5px; }
  }

  @media (max-width: 400px) {
    #scDes .sc-step-name { font-size: 0; }    
    #scDes .sc-step-mark { width: 22px; height: 22px; }
  }

  @media (prefers-reduced-motion: reduce) {
    #scDes * { animation: none !important; transition: none !important; }
  }
